WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

  

<ARTICLE>                          9
<CIK>                              0000714310

                                
<PERIOD-TYPE>                      3-MOS
<FISCAL-YEAR-END>                  DEC-31-1999
<PERIOD-START>                     APR-01-1999
<PERIOD-END>                       JUN-30-1999
<CASH>                             176,720
<INT-BEARING-DEPOSITS>             0
<FED-FUNDS-SOLD>                   0
<TRADING-ASSETS>                   0
<INVESTMENTS-HELD-FOR-SALE>        1,152,431
<INVESTMENTS-CARRYING>             335,157
<INVESTMENTS-MARKET>               316,960
<LOANS>                            4,308,726
<ALLOWANCE>                        54,894
<TOTAL-ASSETS>                     6,110,104
<DEPOSITS>                         5,045,475
<SHORT-TERM>                       91,171
<LIABILITIES-OTHER>                45,332
<LONG-TERM>                        364,916
<PREFERRED-MANDATORY>              0
<PREFERRED>                        0
<COMMON>                           25,988
<OTHER-SE>                         537,222
<TOTAL-LIABILITIES-AND-EQUITY>     6,110,104
<INTEREST-LOAN>                    165,138
<INTEREST-INVEST>                  41,483
<INTEREST-OTHER>                   2,318
<INTEREST-TOTAL>                   208,939
<INTEREST-DEPOSIT>                 70,557
<INTEREST-EXPENSE>                 81,098
<INTEREST-INCOME-NET>              127,841
<LOAN-LOSSES>                      3,775
<SECURITIES-GAINS>                 2,431
<EXPENSE-OTHER>                    67,501
<INCOME-PRETAX>                    81,087
<INCOME-PRE-EXTRAORDINARY>         81,087
<EXTRAORDINARY>                    0
<CHANGES>                          0
<NET-INCOME>                       51,886
<EPS-BASIC>                      0.85
<EPS-DILUTED>                      0.84
<YIELD-ACTUAL>                     4.56
<LOANS-NON>                        8,439
<LOANS-PAST>                       7,744
<LOANS-TROUBLED>                   5,064
<LOANS-PROBLEM>                    0
<ALLOWANCE-OPEN>                   54,641
<CHARGE-OFFS>                      5,406
<RECOVERIES>                       1,884
<ALLOWANCE-CLOSE>                  54,894
<ALLOWANCE-DOMESTIC>               40,542
<ALLOWANCE-FOREIGN>                170
<ALLOWANCE-UNALLOCATED>            14,182