<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAIN SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS AS OF AND FOR THE THREE MONTHS ENDED MARCH 31,
2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               MAR-31-2000
<CASH>                                         261,374
<INT-BEARING-DEPOSITS>                          92,312
<FED-FUNDS-SOLD>                                53,915
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,613,704
<INVESTMENTS-CARRYING>                          69,997
<INVESTMENTS-MARKET>                            71,905
<LOANS>                                      6,179,370
<ALLOWANCE>                                     78,177
<TOTAL-ASSETS>                               8,549,687
<DEPOSITS>                                   6,943,401
<SHORT-TERM>                                   393,603
<LIABILITIES-OTHER>                            107,684
<LONG-TERM>                                    383,457
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       195,809
<OTHER-SE>                                     525,733
<TOTAL-LIABILITIES-AND-EQUITY>               8,549,687
<INTEREST-LOAN>                                129,104
<INTEREST-INVEST>                               26,892
<INTEREST-OTHER>                                 1,485
<INTEREST-TOTAL>                               157,481
<INTEREST-DEPOSIT>                              65,263
<INTEREST-EXPENSE>                              75,966
<INTEREST-INCOME-NET>                           81,515
<LOAN-LOSSES>                                    2,097
<SECURITIES-GAINS>                                 210
<EXPENSE-OTHER>                                 61,040
<INCOME-PRETAX>                                 50,236
<INCOME-PRE-EXTRAORDINARY>                      33,178
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    33,178
<EPS-BASIC>                                        .84
<EPS-DILUTED>                                      .84
<YIELD-ACTUAL>                                    4.38
<LOANS-NON>                                     24,745
<LOANS-PAST>                                     3,478
<LOANS-TROUBLED>                                 2,241
<LOANS-PROBLEM>                                  2,356
<ALLOWANCE-OPEN>                                77,266
<CHARGE-OFFS>                                    1,907
<RECOVERIES>                                       721
<ALLOWANCE-CLOSE>                               78,177
<ALLOWANCE-DOMESTIC>                            78,177
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         30,454