January 23, 1997




Board of Directors
CCB Financial Corporation
Post Office Box 931
111 Corcoran Street
Durham, North Carolina 27702

     Re:  Registration Statement on Form S-8

Ladies and Gentlemen:

We  have  acted  as counsel for CCB Financial  Corporation,  a
North Carolina corporation (the "Company"), in connection with
the registration under the Securities Act of 1933, as amended,
on  Form S-8 (the "Registration Statement") of an aggregate of
500,000  shares (the "Shares") of the Company's common  stock,
$5.00  par  value per share, which are reserved  for  issuance
under  the  CCB Financial Corporation Retirement Savings  Plan
(the  "Plan"),  an  indeterminate amount of  interests  to  be
offered  or  sold  pursuant to the Plan and 500,000  Series  A
Junior Participating Preferred Stock purchase rights that  are
attached to the Shares.

As  counsel  for the Company, we have examined the proceedings
taken  and  are familiar with the proceedings proposed  to  be
taken  in connection with the issuance and sale of the  Shares
under  the Plan.  Further, in connection with the Registration
Statement,  we  have examined the originals or photocopies  or
certified  copies of such records of the Company, certificates
of  officers  of  the Company and public officials  and  other
documents  as we have deemed relevant and appropriate  as  the
basis   for  the  opinion  hereinafter  expressed.   In   such
examination,   we   have  assumed  the  genuineness   of   all
signatures,   the  authenticity  of  all  original   documents
submitted  to  us,  the  conformity to the  originals  of  all
documents  submitted to us as certified copies or  photocopies
and the authenticity of the originals of such documents.

Based  upon  such examination, and relying upon statements  of
fact contained in the documents which we have examined, we are
of  the  opinion  that the Shares have been duly  and  validly
authorized  and, when issued and sold as contemplated  by  the
Plan, will be validly issued, fully paid and nonassessable.

We hereby consent to the filing of this opinion as Exhibit 5.1
to the Registration Statement.

                                   Very truly yours,

                                   MOORE & VAN ALLEN, PLLC

                                   By:  Anthony Gaeta, Jr.