Exhibit 32.2

                              COMMUNITY BANKS, INC.
                           SECTION 1350 CERTIFICATION
                            (Chief Financial Officer)

In connection with the Quarterly Report of Community Banks, Inc. (the "Company")
on Form 10-Q for the period  ending June 30,  2004 as filed with the  Securities
and Exchange  Commission on the date hereof (the  "Report"),  I, Donald F. Holt,
Chief Financial Officer of the Company, certify, pursuant to 18 U.S.C. ss. 1350,
as adopted pursuant to ss. 906 of the Sarbanes-Oxley Act of 2003, that:

     (1) The Report fully  complies  with the  requirements  of section 13(a) or
     15(d) of the Securities Exchange Act of 1934; and

     (2)  The  information  contained  in the  Report  fairly  presents,  in all
     material respects, the financial condition and results of operations of the
     Company.

A signed  original of this  written  statement  required by Section 906 has been
provided to Community  Banks,  Inc.,  and will be retained by  Community  Banks,
Inc., and furnished to the Securities and Exchange  Commission or its staff upon
request.


/s/  Donald F. Holt
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Chief Financial Officer
August 9, 2004