UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15 (d) of
The Securities Exchange Act of 1934
Date of Report - July 18, 2002
THE PEOPLES HOLDING COMPANY
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(Exact name of registrant as specified in its charter)
Mississippi 1-13253 64-0676974
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(State or (Commission (I.R.S. Iden-
other file tification
jurisdiction) number) number)
209 Troy Street, Tupelo, Mississippi 38802-0709
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(Address of principal executive officers) (Zip Code)
Registrant's Telephone Number: (662)680-1001
ITEM 1: CHANGES IN CONTROL OF REGISTRANT.
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Not applicable
ITEM 2: ACQUISITION OR DISPOSITION OF ASSETS.
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Not applicable
ITEM 3: BANKRUPTCY OR RECEIVERSHIP.
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Not applicable
ITEM 4: CHANGES IN REGISTRANT'S CERTIFYING ACCOUNTANTS.
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Not applicable
ITEM 5: OTHER EVENTS.
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At the close of business on July 17, 2002, The Peoples Holding Company
issued a press release concerning its earnings and results for the
second quarter of 2002.
ITEM 6: RESIGNATION OF REGISTRANT'S DIRECTORS.
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Not applicable
ITEM 7: FINANCIAL STATEMENTS AND EXHIBITS.
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99.1 Press Release, dated July 17, 2002, issued by The Peoples
Holding Company.
ITEM 8: CHANGE IN FISCAL YEAR.
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Not applicable
ITEM 9: SALES OF EQUITY SECURITIES PURSUANT TO REGULATION S.
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Not applicable
SIGNATURE
Pursuant to the requirements of The Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on it's behalf by the
undersigned thereunto duly authorzied.
THE PEOPLES HOLDING COMPANY
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Registrant
/s/ E. Robinson McGraw
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E. Robinson McGraw
President & Chief Executive Officer
DATE: July 18, 2002