UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20543 FORM 8-K Current Report Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934 Date of Report: November 12, 1997 THE PEOPLES HOLDING COMPANY ------------------------------------------ (Exact name of registrant as specified in it's charter) Mississippi 1-13253 64-0676974 --------------- --------- ------------- (State or other (Commission (IRS Identification jurisdiction) file number) number) 209 Troy Street, Tupelo, Mississippi 38802-0709 --------------------------------------- ------------ (Address of principle executive offices) (Zip code) Registrant's Telephone Number: (601) 680-1001 ITEM 1: CHANGES IN CONTROL OF REGISTRANT- NOT APPLICABLE ITEM 2: ACQUISITION OR DISPOSITION OF ASSETS- NOT APPLICABLE ITEM 3: BANKRUPTCY OR RECEIVERSHIP- NOT APPLICABLE ITEM 4: CHANGES IN REGISTRANT'S CERTIFYING ACCOUNTS ITEM 5: OTHER EVENTS: At the monthly meeting Tuesday, November 11, 1997, The Peoples Holding Company board of directors approved a three-for-two stock split to be effected in the for of a 50% stock dividend to be issued January 20, 1998, to shareholders of record January 1, 1998. ITEM 6: RESIGNATION OF REGISTRANT'S DIRECTORS- NOT APPLICABLE ITEM 7: FINANCIAL STATEMENTS PRO FORMA FINANCIAL INFORMATION AND EXHIBITS- NOT APPLICABLE SIGNATURE Pursuant to the requirements of The Securities Exchange Act of of 1934, the registrant has duly caused this report to be signed on it's behalf by the undersigned thereunto duly authorized. THE PEOPLES HOLDING COMPANY /s/ John W. Smith ----------------------- John W. Smith, President & CEO DATE: November 12, 1997