Installment Promissory Note
                            ___________________________


          1.   Promise  to  Pay.    In  consideration  of  the  receipt  of
           $3,000.00,  the  undersigned promises  to  pay  to  the order  of
          Biosynergy,  Inc. the sum of  $3,000.00, with interest thereon at
          the  rate of  11.5% per  annum,  in two  monthly installments  of
          principal  and interest of $1,521.57 commencing October 20, 1996.
          This  Note  is payable  at  1940  East  Devon Avenue,  Elk  Grove
          Village, IL 60007.

          2.   Governing Law.   This instrument  shall be  governed by  the
          laws  of the  State  of Illinois,  and  specifically the  Uniform
          Commercial Code of the  State of Illinois, as in effect from time
          to time.

          Date:  September 20, 1996


          BIOSYNERGY, INC.
          1940 East Devon Avenue
          Elk Grove Village, IL 60007



          /S/ FRED K. SUZUKI      
          ________________________________
          Fred K. Suzuki, President



          /S/ LAUANE C. ADDIS      
          _______________________________
          Lauane C. Addis, Secretary



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