<ARTICLE> 9
<LEGEND>     PREVIOUSLY FILED 1997 EPS DATA 
             RESTATED FOR FOR AUGUST 1998 10% STOCK DIVIDEND
</LEGEND>
<RESTATED>
<MULTIPLIER> 1000
       
                                                      
<PERIOD-TYPE>                          YEAR              YEAR
<FISCAL-YEAR-END>               DEC-31-1998       DEC-31-1997
<PERIOD-END>                    DEC-31-1998       DEC-31-1997
<CASH>                                24246             23909  
<INT-BEARING-DEPOSITS>                    0                 0  
<FED-FUNDS-SOLD>                       6500             23000   
<TRADING-ASSETS>                          0                 0  
<INVESTMENTS-HELD-FOR-SALE>          267731            221837
<INVESTMENTS-CARRYING>                63016             44082 
<INVESTMENTS-MARKET>                  65055             45562
<LOANS>                              546126            485810  
<ALLOWANCE>                            6742              6191 
<TOTAL-ASSETS>                       939029            831599   
<DEPOSITS>                           775597            720915
<SHORT-TERM>                          24032             24755 
<LIABILITIES-OTHER>                   17254             12058
<LONG-TERM>                           45000                 0  
<COMMON>                               7596              6906   
<PREFERRED-MANDATORY>                     0                 0 
<PREFERRED>                               0                 0 
<OTHER-SE>                            69550             66965 
<TOTAL-LIABILITIES-AND-EQUITY>       939029            831599 
<INTEREST-LOAN>                       44201             38917  
<INTEREST-INVEST>                      3204              2646 
<INTEREST-OTHER>                      15628             13298 
<INTEREST-TOTAL>                      63033             54861
<INTEREST-DEPOSIT>                    25974             22769 
<INTEREST-EXPENSE>                    28142             23887 
<INTEREST-INCOME-NET>                 34891             30974 
<LOAN-LOSSES>                          1386              1303 
<SECURITIES-GAINS>                      408                74  
<EXPENSE-OTHER>                       24506             21702 
<INCOME-PRETAX>                       17579             16152
<INCOME-PRE-EXTRAORDINARY>            17579             16152
<EXTRAORDINARY>                           0                 0 
<CHANGES>                                 0                 0 
<NET-INCOME>                          11835             10997
<EPS-PRIMARY>                          1.88              1.71 
<EPS-DILUTED>                          1.85              1.69 
<YIELD-ACTUAL>                         4.40              4.64  
<LOANS-NON>                            2270              3321
<LOANS-PAST>                            657               363 
<LOANS-TROUBLED>                          0                 0  
<LOANS-PROBLEM>                           0                 0 
<ALLOWANCE-OPEN>                       6191              5581  
<CHARGE-OFFS>                          1178              1598  
<RECOVERIES>                            343               205  
<ALLOWANCE-CLOSE>                      6742              6191  
<ALLOWANCE-DOMESTIC>                   6742              6191  
<ALLOWANCE-FOREIGN>                       0                 0  
<ALLOWANCE-UNALLOCATED>                 181               199