Exhibit 32

CERTIFICATION OF CHIEF EXECUTIVE OFFICER AND CHIEF FINANCIAL
OFFICER PURSUANT TO 18 U.S.C. SECTION 1350, AS CREATED BY
SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

	In connection with the Quarterly Report of United Security
Bancshares, Inc. ("Bancshares") on Form 10-Q for the period ended
September 30, 2003, as filed with the Securities and Exchange
Commission on the date hereof (the "Report"), R. Terry Phillips,
Chief Executive Officer of Bancshares, and Larry M. Sellers,
Chief Financial Officer of Bancshares, each hereby certifies,
pursuant to 18 U.S.C. Section 1350, as created by Section 906 of
the Sarbanes-Oxley Act of 2002, that to the best of such
officer's knowledge:

1.	The Report fully complies with the requirements of
Section 13(a) or 15(d) of the Securities Exchange Act
of 1934; and

2.	The information contained in the Report fairly
presents, in all material respects, the financial
condition and results of operations of Bancshares.

Dated: November 14, 2003


/s/ R. Terry Phillips
R. Terry Phillips
President and Chief Executive Officer

/s/ Larry M. Sellers
Larry M. Sellers
Vice President, Secretary, Treasurer, and
Principal Financial Officer


The foregoing certification is being furnished solely to
accompany the Report pursuant to 18 U.S.C. Section 1350, and is
not being filed for purposes of Section 18 of the Securities Ex-
change Act of 1934, as amended, and is not to be incorporated by
reference into any filing of Bancshares, whether made before or
after the date hereof, regardless of any general incorporation
language in such filing.

A signed original of this written statement required by Section
906 has been provided to Bancshares and will be retained by
Bancshares and furnished to the Securities and Exchange
Commission or its staff upon request.

	B-2
00911385.1