<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
financial statements of United Security Bancshares, Inc. for the three months
ended March 31, 1998, and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-START>                             JAN-01-1998
<PERIOD-END>                               MAR-31-1998
<CASH>                                          10,198
<INT-BEARING-DEPOSITS>                             313
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                   995
<INVESTMENTS-HELD-FOR-SALE>                    172,348
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                        226,711
<ALLOWANCE>                                      4,309
<TOTAL-ASSETS>                                 429,851
<DEPOSITS>                                     324,752
<SHORT-TERM>                                     2,520
<LIABILITIES-OTHER>                              1,563
<LONG-TERM>                                     40,936
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            36
<OTHER-SE>                                      54,848
<TOTAL-LIABILITIES-AND-EQUITY>                 429,851
<INTEREST-LOAN>                                  6,653
<INTEREST-INVEST>                                3,472
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                10,125
<INTEREST-DEPOSIT>                               3,083
<INTEREST-EXPENSE>                               3,726
<INTEREST-INCOME-NET>                            6,399
<LOAN-LOSSES>                                      633
<SECURITIES-GAINS>                                 249
<EXPENSE-OTHER>                                  1,099
<INCOME-PRETAX>                                  3,083
<INCOME-PRE-EXTRAORDINARY>                       3,083
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,243
<EPS-PRIMARY>                                      .63
<EPS-DILUTED>                                      .63
<YIELD-ACTUAL>                                    8.79
<LOANS-NON>                                      4,146
<LOANS-PAST>                                     3,094
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  5,549
<ALLOWANCE-OPEN>                                 4,046
<CHARGE-OFFS>                                      439
<RECOVERIES>                                        69
<ALLOWANCE-CLOSE>                                4,309
<ALLOWANCE-DOMESTIC>                             4,309
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0