<ARTICLE> 9 <LEGEND> This schedule contains summary financial information extracted from the financial statements of United Security Bancshares, Inc. for the six months ended June 30, 1999, and is qualified in its entirety by reference to such financial statements. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> JUN-30-1999 <CASH> 11,070 <INT-BEARING-DEPOSITS> 3,532 <FED-FUNDS-SOLD> 1,875 <TRADING-ASSETS> 3,938 <INVESTMENTS-HELD-FOR-SALE> 158,494 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 255,540 <ALLOWANCE> 5,644 <TOTAL-ASSETS> 463,653 <DEPOSITS> 329,133 <SHORT-TERM> 2,380 <LIABILITIES-OTHER> 5,986 <LONG-TERM> 65,788 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 36 <OTHER-SE> 60,330 <TOTAL-LIABILITIES-AND-EQUITY> 463,653 <INTEREST-LOAN> 16,139 <INTEREST-INVEST> 5,511 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 21,650 <INTEREST-DEPOSIT> 6,066 <INTEREST-EXPENSE> 7,385 <INTEREST-INCOME-NET> 14,265 <LOAN-LOSSES> 1,851 <SECURITIES-GAINS> 519 <EXPENSE-OTHER> 2,481 <INCOME-PRETAX> 6,131 <INCOME-PRE-EXTRAORDINARY> 6,131 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 4,284 <EPS-BASIC> 1.20 <EPS-DILUTED> 1.20 <YIELD-ACTUAL> 6.86 <LOANS-NON> 2,329 <LOANS-PAST> 521 <LOANS-TROUBLED> 766 <LOANS-PROBLEM> 5,752 <ALLOWANCE-OPEN> 4,989 <CHARGE-OFFS> 1,674 <RECOVERIES> 238 <ALLOWANCE-CLOSE> 5,644 <ALLOWANCE-DOMESTIC> 5,644 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0