<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
financial statements of United Security Bancshares, Inc. for the nine months
ended September 30, 1999, and is qualified in its entirety by reference to such
financial statements.
</LEGEND>
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-START>                             JAN-01-1999
<PERIOD-END>                               SEP-30-1999
<CASH>                                          10,405
<INT-BEARING-DEPOSITS>                           1,544
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                 2,063
<INVESTMENTS-HELD-FOR-SALE>                          0
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                           163,267
<LOANS>                                        264,514
<ALLOWANCE>                                      5,099
<TOTAL-ASSETS>                                 471,663
<DEPOSITS>                                     324,710
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              7,471
<LONG-TERM>                                     78,345
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                            36
<OTHER-SE>                                      61,101
<TOTAL-LIABILITIES-AND-EQUITY>                 471,663
<INTEREST-LOAN>                                 24,803
<INTEREST-INVEST>                                8,315
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                33,118
<INTEREST-DEPOSIT>                               9,145
<INTEREST-EXPENSE>                               2,198
<INTEREST-INCOME-NET>                           21,775
<LOAN-LOSSES>                                    2,769
<SECURITIES-GAINS>                                 524
<EXPENSE-OTHER>                                  3,690
<INCOME-PRETAX>                                  9,081
<INCOME-PRE-EXTRAORDINARY>                       9,081
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     6,386
<EPS-BASIC>                                       1.79
<EPS-DILUTED>                                     1.78
<YIELD-ACTUAL>                                    6.92
<LOANS-NON>                                      1,652
<LOANS-PAST>                                     1,267
<LOANS-TROUBLED>                                   761
<LOANS-PROBLEM>                                  6,417
<ALLOWANCE-OPEN>                                 4,989
<CHARGE-OFFS>                                    3,280
<RECOVERIES>                                       381
<ALLOWANCE-CLOSE>                                5,099
<ALLOWANCE-DOMESTIC>                             5,099
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0