<ARTICLE> 9
<LEGEND>
"This schedule contains summary financial information extracted from SEC Form
10-Q and is qualified in its entirety by reference to such financial
statements."
</LEGEND>

                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               SEP-30-2000
<CASH>                                          38,759
<INT-BEARING-DEPOSITS>                              52
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    575,911
<INVESTMENTS-CARRYING>                          15,292
<INVESTMENTS-MARKET>                            15,471
<LOANS>                                      1,594,336
<ALLOWANCE>                                     30,030
<TOTAL-ASSETS>                               2,296,268
<DEPOSITS>                                   1,494,065
<SHORT-TERM>                                    99,183
<LIABILITIES-OTHER>                             53,345
<LONG-TERM>                                    384,868
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        74,285
<OTHER-SE>                                     190,522
<TOTAL-LIABILITIES-AND-EQUITY>                 264,807
<INTEREST-LOAN>                                101,497
<INTEREST-INVEST>                               27,753
<INTEREST-OTHER>                                 1,192
<INTEREST-TOTAL>                               130,442
<INTEREST-DEPOSIT>                              41,364
<INTEREST-EXPENSE>                              63,350
<INTEREST-INCOME-NET>                           64,092
<LOAN-LOSSES>                                    3,000
<SECURITIES-GAINS>                               2,424
<EXPENSE-OTHER>                                 34,219
<INCOME-PRETAX>                                 46,323
<INCOME-PRE-EXTRAORDINARY>                      46,323
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    33,343
<EPS-BASIC>                                     1.24
<EPS-DILUTED>                                     1.23
<YIELD-ACTUAL>                                    4.40
<LOANS-NON>                                      7,848
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                27,134
<CHARGE-OFFS>                                    2,814
<RECOVERIES>                                     2,710
<ALLOWANCE-CLOSE>                               30,030
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0