<ARTICLE> 5
<LEGEND>
This schedule contains summary financial information extracted
from SEC form 10-Q  and is qualified in its entirety by
reference to such financial statements.
</LEGEND>
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-END>                               JUN-30-1995
<CASH>                                           37109
<SECURITIES>                                    327268
<RECEIVABLES>                                    18356
<ALLOWANCES>                                     15058
<INVENTORY>                                          0
<CURRENT-ASSETS>                               1329606
<PP&E>                                           26564
<DEPRECIATION>                                   11908
<TOTAL-ASSETS>                                 1329606
<CURRENT-LIABILITIES>                          1177338
<BONDS>                                              0
<COMMON>                                         29552
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                      122716
<TOTAL-LIABILITY-AND-EQUITY>                   1329606
<SALES>                                              0
<TOTAL-REVENUES>                                 56301
<CGS>                                                0
<TOTAL-COSTS>                                    41187
<OTHER-EXPENSES>                                 16922
<LOSS-PROVISION>                                  1500
<INTEREST-EXPENSE>                               24265
<INCOME-PRETAX>                                  13614
<INCOME-TAX>                                      3615
<INCOME-CONTINUING>                               9999
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                      9999
<EPS-PRIMARY>                                      .89
<EPS-DILUTED>                                      .89