<ARTICLE> 5
<LEGEND>
This schedule contains summary financial information extracted from SEC
Form 10-Q and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<MULTIPLIER> 1000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-END>                               SEP-30-1995
<CASH>                                           33791
<SECURITIES>                                    343803
<RECEIVABLES>                                    18799
<ALLOWANCES>                                     15518
<INVENTORY>                                     948761
<CURRENT-ASSETS>                               1360410
<PP&E>                                           26957
<DEPRECIATION>                                   12126
<TOTAL-ASSETS>                                 1360410
<CURRENT-LIABILITIES>                          1202186
<BONDS>                                              0
<COMMON>                                        158224
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                           0
<TOTAL-LIABILITY-AND-EQUITY>                   1360410
<SALES>                                          79545
<TOTAL-REVENUES>                                 85577
<CGS>                                            42458
<TOTAL-COSTS>                                    62170
<OTHER-EXPENSES>                                 25083
<LOSS-PROVISION>                                  2600
<INTEREST-EXPENSE>                               37087
<INCOME-PRETAX>                                  20807
<INCOME-TAX>                                      5601
<INCOME-CONTINUING>                              15206
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     15206
<EPS-PRIMARY>                                     1.35
<EPS-DILUTED>                                     1.35