<ARTICLE> 5
<LEGEND>
This schedule contains summary financial information extracted from SEC Form
10-K and is qualified in its entirety by reference to such financial statements.
</LEGEND>
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               DEC-31-1995
<CASH>                                           39852
<SECURITIES>                                    350340
<RECEIVABLES>                                    34783
<ALLOWANCES>                                     15938
<INVENTORY>                                          0
<CURRENT-ASSETS>                               1400702
<PP&E>                                           27322
<DEPRECIATION>                                   12527
<TOTAL-ASSETS>                                 1400702
<CURRENT-LIABILITIES>                          1233755
<BONDS>                                              0
<COMMON>                                         29552
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                           0
<TOTAL-LIABILITY-AND-EQUITY>                   1400702
<SALES>                                         107017
<TOTAL-REVENUES>                                115326
<CGS>                                            57019
<TOTAL-COSTS>                                    83521
<OTHER-EXPENSES>                                 33523
<LOSS-PROVISION>                                  3800
<INTEREST-EXPENSE>                               49998
<INCOME-PRETAX>                                  28005
<INCOME-TAX>                                      7536
<INCOME-CONTINUING>                              20469
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     20469
<EPS-PRIMARY>                                     1.82
<EPS-DILUTED>                                     1.82