<ARTICLE> 5 <LEGEND> This schedule contains summary of financial information extracted from SEC Form 10-Q and is qualified in its entirety by reference to such financial statements. </LEGEND> <MULTIPLIER> 1000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-END> MAR-31-1996 <CASH> 33365 <SECURITIES> 366500 <RECEIVABLES> 35859 <ALLOWANCES> 15985 <INVENTORY> 0 <CURRENT-ASSETS> 1403591 <PP&E> 27623 <DEPRECIATION> 12896 <TOTAL-ASSETS> 1403591 <CURRENT-LIABILITIES> 1241918 <BONDS> 0 <COMMON> 29552 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 0 <TOTAL-LIABILITY-AND-EQUITY> 1403591 <SALES> 27093 <TOTAL-REVENUES> 29775 <CGS> 14479 <TOTAL-COSTS> 21311 <OTHER-EXPENSES> 8697 <LOSS-PROVISION> 975 <INTEREST-EXPENSE> 12614 <INCOME-PRETAX> 7489 <INCOME-TAX> 1913 <INCOME-CONTINUING> 5576 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 5576 <EPS-PRIMARY> 2.06 <EPS-DILUTED> 2.06