<ARTICLE> 5 <LEGEND> This schedule contains summary financial information extracted from SEC Form 10-Q and is qualified in its entirely by reference to such financial statements. </LEGEND> <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-END> SEP-30-1996 <CASH> 39748 <SECURITIES> 370044 <RECEIVABLES> 35778 <ALLOWANCES> 17024 <INVENTORY> 0 <CURRENT-ASSETS> 1455327 <PP&E> 28946 <DEPRECIATION> 13572 <TOTAL-ASSETS> 1455327 <CURRENT-LIABILITIES> 1286526 <BONDS> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 29552 <OTHER-SE> 0 <TOTAL-LIABILITY-AND-EQUITY> 1455327 <SALES> 82840 <TOTAL-REVENUES> 91205 <CGS> 44550 <TOTAL-COSTS> 44550 <OTHER-EXPENSES> 26474 <LOSS-PROVISION> 3250 <INTEREST-EXPENSE> 38290 <INCOME-PRETAX> 23191 <INCOME-TAX> 5896 <INCOME-CONTINUING> 17295 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 17295 <EPS-PRIMARY> 1.56 <EPS-DILUTED> 1.56