<ARTICLE> 5
<LEGEND>
This schedule contains summary financial information extracted from SEC
Form 10-Q and is qualified in its entirely by reference to such financial
statements.
</LEGEND>
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               SEP-30-1996
<CASH>                                           39748
<SECURITIES>                                    370044
<RECEIVABLES>                                    35778
<ALLOWANCES>                                     17024
<INVENTORY>                                          0
<CURRENT-ASSETS>                               1455327
<PP&E>                                           28946
<DEPRECIATION>                                   13572
<TOTAL-ASSETS>                                 1455327
<CURRENT-LIABILITIES>                          1286526
<BONDS>                                              0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         29552
<OTHER-SE>                                           0
<TOTAL-LIABILITY-AND-EQUITY>                   1455327
<SALES>                                          82840
<TOTAL-REVENUES>                                 91205
<CGS>                                            44550
<TOTAL-COSTS>                                    44550
<OTHER-EXPENSES>                                 26474
<LOSS-PROVISION>                                  3250
<INTEREST-EXPENSE>                               38290
<INCOME-PRETAX>                                  23191
<INCOME-TAX>                                      5896
<INCOME-CONTINUING>                              17295
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     17295
<EPS-PRIMARY>                                     1.56
<EPS-DILUTED>                                     1.56