<ARTICLE> 9 <LEGEND> "This schedule contains summary financial information extracted from SEC Form 10-Q and is qualified in its entirety by reference to such financial statements." </LEGEND> <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-END> JUN-30-1997 <CASH> 45574 <INT-BEARING-DEPOSITS> 102 <FED-FUNDS-SOLD> 800 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 412978 <INVESTMENTS-CARRYING> 47523 <INVESTMENTS-MARKET> 48455 <LOANS> 1235523 <ALLOWANCE> 19970 <TOTAL-ASSETS> 1780842 <DEPOSITS> 1280771 <SHORT-TERM> 106735 <LIABILITIES-OTHER> 42885 <LONG-TERM> 111848 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 37142 <OTHER-SE> 201461 <TOTAL-LIABILITIES-AND-EQUITY> 1780842 <INTEREST-LOAN> 53334 <INTEREST-INVEST> 15452 <INTEREST-OTHER> 413 <INTEREST-TOTAL> 69199 <INTEREST-DEPOSIT> 23081 <INTEREST-EXPENSE> 6990 <INTEREST-INCOME-NET> 39128 <LOAN-LOSSES> 2350 <SECURITIES-GAINS> 3540 <EXPENSE-OTHER> 22602 <INCOME-PRETAX> 22669 <INCOME-PRE-EXTRAORDINARY> 22669 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 16054 <EPS-PRIMARY> 1.14 <EPS-DILUTED> 1.14 <YIELD-ACTUAL> 4.92 <LOANS-NON> 7184 <LOANS-PAST> 7184 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 18729 <CHARGE-OFFS> 1524 <RECOVERIES> 415 <ALLOWANCE-CLOSE> 19970 <ALLOWANCE-DOMESTIC> 19970 <ALLOWANCE-FOREIGN> 19970 <ALLOWANCE-UNALLOCATED> 19970