<ARTICLE> 9
<LEGEND>
"This schedule contains summary financial information extracted from SEC Form
10-Q and is qualified in its entirety by reference to such financial
statements."
</LEGEND>
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               JUN-30-1997
<CASH>                                           45574
<INT-BEARING-DEPOSITS>                             102
<FED-FUNDS-SOLD>                                   800
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     412978
<INVESTMENTS-CARRYING>                           47523
<INVESTMENTS-MARKET>                             48455
<LOANS>                                        1235523
<ALLOWANCE>                                      19970
<TOTAL-ASSETS>                                 1780842
<DEPOSITS>                                     1280771
<SHORT-TERM>                                    106735
<LIABILITIES-OTHER>                              42885
<LONG-TERM>                                     111848
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         37142
<OTHER-SE>                                      201461
<TOTAL-LIABILITIES-AND-EQUITY>                 1780842
<INTEREST-LOAN>                                  53334
<INTEREST-INVEST>                                15452
<INTEREST-OTHER>                                   413
<INTEREST-TOTAL>                                 69199
<INTEREST-DEPOSIT>                               23081
<INTEREST-EXPENSE>                                6990
<INTEREST-INCOME-NET>                            39128
<LOAN-LOSSES>                                     2350
<SECURITIES-GAINS>                                3540
<EXPENSE-OTHER>                                  22602
<INCOME-PRETAX>                                  22669
<INCOME-PRE-EXTRAORDINARY>                       22669
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     16054
<EPS-PRIMARY>                                     1.14
<EPS-DILUTED>                                     1.14
<YIELD-ACTUAL>                                    4.92
<LOANS-NON>                                       7184
<LOANS-PAST>                                      7184
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 18729
<CHARGE-OFFS>                                     1524
<RECOVERIES>                                       415
<ALLOWANCE-CLOSE>                                19970
<ALLOWANCE-DOMESTIC>                             19970
<ALLOWANCE-FOREIGN>                              19970
<ALLOWANCE-UNALLOCATED>                          19970