<ARTICLE> 9 <LEGEND> "This schedule contains summary financial information extracted from SEC Form 10-Q and is qualified in its entirety by reference to such financial statements." </LEGEND> <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-END> SEP-30-1997 <CASH> 43400 <INT-BEARING-DEPOSITS> 104 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 441266 <INVESTMENTS-CARRYING> 49299 <INVESTMENTS-MARKET> 50334 <LOANS> 1259055 <ALLOWANCE> 20392 <TOTAL-ASSETS> 1832152 <DEPOSITS> 1289891 <SHORT-TERM> 122360 <LIABILITIES-OTHER> 46421 <LONG-TERM> 123348 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 37142 <OTHER-SE> 212990 <TOTAL-LIABILITIES-AND-EQUITY> 1832152 <INTEREST-LOAN> 81003 <INTEREST-INVEST> 23177 <INTEREST-OTHER> 507 <INTEREST-TOTAL> 104687 <INTEREST-DEPOSIT> 35518 <INTEREST-EXPENSE> 10301 <INTEREST-INCOME-NET> 58868 <LOAN-LOSSES> 3100 <SECURITIES-GAINS> 3917 <EXPENSE-OTHER> 32592 <INCOME-PRETAX> 34893 <INCOME-PRE-EXTRAORDINARY> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 24703 <EPS-PRIMARY> 1.75 <EPS-DILUTED> 1.75 <YIELD-ACTUAL> 4.90 <LOANS-NON> 4064 <LOANS-PAST> 4064 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 18729 <CHARGE-OFFS> 2137 <RECOVERIES> 699 <ALLOWANCE-CLOSE> 20392 <ALLOWANCE-DOMESTIC> 20392 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0