<ARTICLE> 9 <LEGEND> "This schedule contains summary financial information extracted from SEC Form 10-Q and is qualified in its entirely by reference to such financial statements." </LEGEND> <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-END> MAR-31-1998 <CASH> 51910 <INT-BEARING-DEPOSITS> 105 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 580120 <INVESTMENTS-CARRYING> 36070 <INVESTMENTS-MARKET> 36968 <LOANS> 1269079 <ALLOWANCE> 21734 <TOTAL-ASSETS> 2002124 <DEPOSITS> 1319574 <SHORT-TERM> 233377 <LIABILITIES-OTHER> 53502 <LONG-TERM> 144348 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 37142 <OTHER-SE> 214181 <TOTAL-LIABILITIES-AND-EQUITY> 2002124 <INTEREST-LOAN> 28061 <INTEREST-INVEST> 9111 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 37172 <INTEREST-DEPOSIT> 12153 <INTEREST-EXPENSE> 4679 <INTEREST-INCOME-NET> 20340 <LOAN-LOSSES> 2050 <SECURITIES-GAINS> 2317 <EXPENSE-OTHER> 10586 <INCOME-PRETAX> 13150 <INCOME-PRE-EXTRAORDINARY> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 9241 <EPS-PRIMARY> .66 <EPS-DILUTED> .65 <YIELD-ACTUAL> 4.70 <LOANS-NON> 3221 <LOANS-PAST> 3221 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 20427 <CHARGE-OFFS> 1166 <RECOVERIES> 423 <ALLOWANCE-CLOSE> 21734 <ALLOWANCE-DOMESTIC> 21734 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0