<ARTICLE> 9
<LEGEND>
"THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM SEC FORM
10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
STATEMENTS."
</LEGEND>
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               JUN-30-1998
<CASH>                                           36284
<INT-BEARING-DEPOSITS>                             101
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     561513
<INVESTMENTS-CARRYING>                           32035
<INVESTMENTS-MARKET>                             32864
<LOANS>                                        1305495
<ALLOWANCE>                                      25076
<TOTAL-ASSETS>                                 1973523
<DEPOSITS>                                     1314136
<SHORT-TERM>                                    215159
<LIABILITIES-OTHER>                              50373
<LONG-TERM>                                     144348
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         37142
<OTHER-SE>                                      212365
<TOTAL-LIABILITIES-AND-EQUITY>                 1973523
<INTEREST-LOAN>                                  56528
<INTEREST-INVEST>                                18009
<INTEREST-OTHER>                                   183
<INTEREST-TOTAL>                                 74720
<INTEREST-DEPOSIT>                               24523
<INTEREST-EXPENSE>                                9581
<INTEREST-INCOME-NET>                            40616
<LOAN-LOSSES>                                     6050
<SECURITIES-GAINS>                                7443
<EXPENSE-OTHER>                                  21635
<INCOME-PRETAX>                                  26728
<INCOME-PRE-EXTRAORDINARY>                       26728
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     18688
<EPS-PRIMARY>                                     1.34
<EPS-DILUTED>                                     1.32
<YIELD-ACTUAL>                                    4.64
<LOANS-NON>                                       3157
<LOANS-PAST>                                      3157
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 20427
<CHARGE-OFFS>                                     2154
<RECOVERIES>                                       753
<ALLOWANCE-CLOSE>                                25076
<ALLOWANCE-DOMESTIC>                             25076
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0