<ARTICLE> 9 <LEGEND> "THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM SEC FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS." </LEGEND> <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-END> JUN-30-1998 <CASH> 36284 <INT-BEARING-DEPOSITS> 101 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 561513 <INVESTMENTS-CARRYING> 32035 <INVESTMENTS-MARKET> 32864 <LOANS> 1305495 <ALLOWANCE> 25076 <TOTAL-ASSETS> 1973523 <DEPOSITS> 1314136 <SHORT-TERM> 215159 <LIABILITIES-OTHER> 50373 <LONG-TERM> 144348 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 37142 <OTHER-SE> 212365 <TOTAL-LIABILITIES-AND-EQUITY> 1973523 <INTEREST-LOAN> 56528 <INTEREST-INVEST> 18009 <INTEREST-OTHER> 183 <INTEREST-TOTAL> 74720 <INTEREST-DEPOSIT> 24523 <INTEREST-EXPENSE> 9581 <INTEREST-INCOME-NET> 40616 <LOAN-LOSSES> 6050 <SECURITIES-GAINS> 7443 <EXPENSE-OTHER> 21635 <INCOME-PRETAX> 26728 <INCOME-PRE-EXTRAORDINARY> 26728 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 18688 <EPS-PRIMARY> 1.34 <EPS-DILUTED> 1.32 <YIELD-ACTUAL> 4.64 <LOANS-NON> 3157 <LOANS-PAST> 3157 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 20427 <CHARGE-OFFS> 2154 <RECOVERIES> 753 <ALLOWANCE-CLOSE> 25076 <ALLOWANCE-DOMESTIC> 25076 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0