[ARTICLE] 9
[LEGEND]
"This schedule contains summary financial information extracted from SEC Form
10-Q and is qualified in its entirety by reference to such financial
statements."

[S]                             [C]
[PERIOD-TYPE]                   YEAR
[FISCAL-YEAR-END]                          DEC-31-1997
[PERIOD-END]                               SEP-30-1998
[CASH]                                          42,550
[INT-BEARING-DEPOSITS]                              50
[FED-FUNDS-SOLD]                                     0
[TRADING-ASSETS]                                     0
[INVESTMENTS-HELD-FOR-SALE]                    571,498
[INVESTMENTS-CARRYING]                          33,025
[INVESTMENTS-MARKET]                            33,956
[LOANS]                                      1,318,509
[ALLOWANCE]                                     24,791
[TOTAL-ASSETS]                               2,037,077
[DEPOSITS]                                   1,371,446
[SHORT-TERM]                                   137,366
[LIABILITIES-OTHER]                             47,861
[LONG-TERM]                                    229,198
[PREFERRED-MANDATORY]                                0
[PREFERRED]                                          0
[COMMON]                                        74,285
[OTHER-SE]                                     176,921
[TOTAL-LIABILITIES-AND-EQUITY]                 251,206
[INTEREST-LOAN]                                 85,791
[INTEREST-INVEST]                               27,052
[INTEREST-OTHER]                                   223
[INTEREST-TOTAL]                               113,066
[INTEREST-DEPOSIT]                              37,000
[INTEREST-EXPENSE]                              51,656
[INTEREST-INCOME-NET]                           61,410
[LOAN-LOSSES]                                    8,050
[SECURITIES-GAINS]                               8,539
[EXPENSE-OTHER]                                 31,258
[INCOME-PRETAX]                                 40,201
[INCOME-PRE-EXTRAORDINARY]                      40,201
[EXTRAORDINARY]                                      0
[CHANGES]                                            0
[NET-INCOME]                                    28,189
[EPS-PRIMARY]                                     1.02
[EPS-DILUTED]                                     1.00
[YIELD-ACTUAL]                                    4.63
[LOANS-NON]                                      3,609
[LOANS-PAST]                                         0
[LOANS-TROUBLED]                                     0
[LOANS-PROBLEM]                                      0
[ALLOWANCE-OPEN]                                20,427
[CHARGE-OFFS]                                    4,787
[RECOVERIES]                                     1,101
[ALLOWANCE-CLOSE]                               24,791
[ALLOWANCE-DOMESTIC]                            24,791
[ALLOWANCE-FOREIGN]                                  0
[ALLOWANCE-UNALLOCATED]                              0