<ARTICLE> 9
<LEGEND>
"This schedule contains summary financial information extracted from SEC Form
10-K and qualified to its entirety by reference to such financial statements."
</LEGEND>
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1998
<PERIOD-END>                               DEC-31-1998
<CASH>                                          48,736
<INT-BEARING-DEPOSITS>                              53
<FED-FUNDS-SOLD>                                19,300
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    565,141
<INVESTMENTS-CARRYING>                          26,345
<INVESTMENTS-MARKET>                            27,161
<LOANS>                                      1,339,232
<ALLOWANCE>                                     26,677
<TOTAL-ASSETS>                               2,069,611
<DEPOSITS>                                   1,380,063
<SHORT-TERM>                                   138,825
<LIABILITIES-OTHER>                             51,018
<LONG-TERM>                                    240,068
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        74,285
<OTHER-SE>                                     185,352
<TOTAL-LIABILITIES-AND-EQUITY>               2,069,611
<INTEREST-LOAN>                                115,081
<INTEREST-INVEST>                               36,043
<INTEREST-OTHER>                                   314
<INTEREST-TOTAL>                               151,438
<INTEREST-DEPOSIT>                              49,570
<INTEREST-EXPENSE>                              19,586
<INTEREST-INCOME-NET>                           82,282
<LOAN-LOSSES>                                   10,550
<SECURITIES-GAINS>                              10,722
<EXPENSE-OTHER>                                 41,988
<INCOME-PRETAX>                                 54,162
<INCOME-PRE-EXTRAORDINARY>                      54,162
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    37,963
<EPS-PRIMARY>                                     1.37
<EPS-DILUTED>                                     1.35
<YIELD-ACTUAL>                                    4.61
<LOANS-NON>                                      2,933
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                20,427
<CHARGE-OFFS>                                    5,999
<RECOVERIES>                                     1,699
<ALLOWANCE-CLOSE>                               26,677
<ALLOWANCE-DOMESTIC>                            26,677
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          6,096