<ARTICLE> 9 <LEGEND> "This schedule contains summary financial information extracted from SEC Form 10-K and qualified to its entirety by reference to such financial statements." </LEGEND> <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-END> DEC-31-1998 <CASH> 48,736 <INT-BEARING-DEPOSITS> 53 <FED-FUNDS-SOLD> 19,300 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 565,141 <INVESTMENTS-CARRYING> 26,345 <INVESTMENTS-MARKET> 27,161 <LOANS> 1,339,232 <ALLOWANCE> 26,677 <TOTAL-ASSETS> 2,069,611 <DEPOSITS> 1,380,063 <SHORT-TERM> 138,825 <LIABILITIES-OTHER> 51,018 <LONG-TERM> 240,068 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 74,285 <OTHER-SE> 185,352 <TOTAL-LIABILITIES-AND-EQUITY> 2,069,611 <INTEREST-LOAN> 115,081 <INTEREST-INVEST> 36,043 <INTEREST-OTHER> 314 <INTEREST-TOTAL> 151,438 <INTEREST-DEPOSIT> 49,570 <INTEREST-EXPENSE> 19,586 <INTEREST-INCOME-NET> 82,282 <LOAN-LOSSES> 10,550 <SECURITIES-GAINS> 10,722 <EXPENSE-OTHER> 41,988 <INCOME-PRETAX> 54,162 <INCOME-PRE-EXTRAORDINARY> 54,162 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 37,963 <EPS-PRIMARY> 1.37 <EPS-DILUTED> 1.35 <YIELD-ACTUAL> 4.61 <LOANS-NON> 2,933 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 20,427 <CHARGE-OFFS> 5,999 <RECOVERIES> 1,699 <ALLOWANCE-CLOSE> 26,677 <ALLOWANCE-DOMESTIC> 26,677 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 6,096