[ARTICLE]           9
This schedule contains summary financial information extracted from SEC
Form 10-Q and is qualified in its entirety by reference to such
financial statements.

                              
[PERIOD-TYPE]                    YEAR
[FISCAL-YEAR-END]                                    DEC-31-1998
[PERIOD-END]                                         JUN-30-1999
[CASH]                                                    37399
[INT-BEARING-DEPOSITS]                                       51
[FED-FUNDS-SOLD]                                          12700
[TRADING-ASSETS]                                              0
[INVESTMENTS-HELD-FOR-SALE]                              576795
[INVESTMENTS-CARRYING]                                    21846
[INVESTMENTS-MARKET]                                      22348
[LOANS]                                                 1386257
[ALLOWANCE]                                               28224
[TOTAL-ASSETS]                                          2131948
[DEPOSITS]                                              1392651
[SHORT-TERM]                                             206186
[LIABILITIES-OTHER]                                       45464
[LONG-TERM]                                              240068
[PREFERRED-MANDATORY]                                         0
[PREFERRED]                                                   0
[COMMON]                                                  74285
[OTHER-SE]                                               173294
[TOTAL-LIABILITIES-AND-EQUITY]                          2131948
[INTEREST-LOAN]                                           58155
[INTEREST-INVEST]                                         17162
[INTEREST-OTHER]                                            261
[INTEREST-TOTAL]                                          75578
[INTEREST-DEPOSIT]                                        23066
[INTEREST-EXPENSE]                                        32897
[INTEREST-INCOME-NET]                                     42681
[LOAN-LOSSES]                                              2000
[SECURITIES-GAINS]                                         1826
[EXPENSE-OTHER]                                           21330
[INCOME-PRETAX]                                           29110
[INCOME-PRE-EXTRAORDINARY]                                29110
[EXTRAORDINARY]                                               0
[CHANGES]                                                     0
[NET-INCOME]                                              20284
[EPS-BASIC]                                              0.74
[EPS-DILUTED]                                              0.74
[YIELD-ACTUAL]                                             4.64
[LOANS-NON]                                                3761
[LOANS-PAST]                                               3761
[LOANS-TROUBLED]                                              0
[LOANS-PROBLEM]                                               0
[ALLOWANCE-OPEN]                                          26677
[CHARGE-OFFS]                                              2700
[RECOVERIES]                                               2247
[ALLOWANCE-CLOSE]                                         28224
[ALLOWANCE-DOMESTIC]                                          0
[ALLOWANCE-FOREIGN]                                           0
[ALLOWANCE-UNALLOCATED]                                       0