<ARTICLE> 9
<CIK> 0000719227
<NAME> CBT CORPORATION
<MULTIPLIER> 1000
<CURRENCY> US CURRENCY
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               SEP-30-1996
<EXCHANGE-RATE>                                      1
<CASH>                                          34,789
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<DEPOSITS>                                     673,097
<SHORT-TERM>                                   113,383
<LIABILITIES-OTHER>                              6,819
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<COMMON>                                         4,100
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