<ARTICLE>           7
<LEGEND>            THE SCHEDULE CONTAINS SUMMARY FINANCIAL
                    INFORMATION EXTRACTED FROM THE COMPANY'S CONSOLIDATED
                    FINANCIAL STATEMENTS AND IS QUALIFIED IN
                    ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL
                    STATEMENTS.
</LEGEND>
<MULTIPLIER>        1,000
       
                                                                                                         
<PERIOD-TYPE>                                                      3-MOS                   6-MOS                  9-MOS
<FISCAL-YEAR-END>                                                  DEC-31-1997             DEC-31-1997            DEC-31-1997
<PERIOD-END>                                                       MAR-31-1997             JUN-30-1997            SEP-30-1997
<DEBT-HELD-FOR-SALE>                                                17,623,500              19,060,200             21,065,300 
<DEBT-CARRYING-VALUE>                                                        0                       0                      0 
<DEBT-MARKET-VALUE>                                                          0                       0                      0 
<EQUITIES>                                                             147,800                 186,700                238,500
<MORTGAGE>                                                             825,600 <F1>            869,700 <F2>           878,900 <F3>
<REAL-ESTATE>                                                                0                       0                      0
<TOTAL-INVEST>                                                      21,209,100              23,234,900             26,135,600       
<CASH>                                                                       0                       0                      0
<RECOVER-REINSURE>                                                     537,700                 792,700                787,900
<DEFERRED-ACQUISITION>                                               3,127,700 <F4>          3,233,300 <F5>         3,423,600 <F6>
<TOTAL-ASSETS>                                                      30,879,100              34,142,400             37,773,000
<POLICY-LOSSES>                                                     19,185,500              20,288,300             21,007,500
<UNEARNED-PREMIUMS>                                                    347,800                 439,200                442,600 
<POLICY-OTHER>                                                         787,000               1,019,500                957,600
<POLICY-HOLDER-FUNDS>                                                  321,500                 350,700                307,800
<NOTES-PAYABLE>                                                      2,292,500 <F7>          3,248,600 <F8>         4,215,100 <F9>
<PREFERRED-MANDATORY>                                                  900,000                 900,000                900,000
<PREFERRED>                                                            133,100                 122,000                122,000
<COMMON>                                                             2,764,000               2,717,000              2,726,300
<OTHER-SE>                                                           1,577,500 <F10>         1,917,700 <F11>        2,200,300 <F12>
<TOTAL-LIABILITY-AND-EQUITY>                                        30,879,100              34,142,400             37,773,000
<PREMIUMS>                                                             670,100               1,555,100              2,440,900
<INVESTMENT-INCOME>                                                    478,900               1,007,000              1,561,700 
<INVESTMENT-GAINS>                                                       5,100                  20,900                137,300 
<OTHER-INCOME>                                                         211,100 <F13>           459,000 <F14>          732,200 <F15>
<BENEFITS>                                                             645,200 <F16>         1,448,300 <F17>        2,275,500 <F18>

<UNDERWRITING-AMORTIZATION>                                             97,600 <F19>           206,300 <F20>          325,400 <F21> 
<UNDERWRITING-OTHER>                                                   201,100                 460,900                716,500
<INCOME-PRETAX>                                                        342,500                 747,200              1,212,400
<INCOME-TAX>                                                           126,500                 276,800                456,000 
<INCOME-CONTINUING>                                                    216,000                 470,400                756,400
<DISCONTINUED>                                                               0                       0                      0 
<EXTRAORDINARY>                                                         (3,300)                 (5,500)                (6,200)
<CHANGES>                                                                    0                       0                      0
<NET-INCOME>                                                           202,700                 440,800                712,300
<EPS-PRIMARY>                                                              .62                    1.37                   2.23
<EPS-DILUTED>                                                              .57                    1.27                   2.06
<RESERVE-OPEN>                                                               0                       0                      0
<PROVISION-CURRENT>                                                          0                       0                      0
<PROVISION-PRIOR>                                                            0                       0                      0  
<PAYMENTS-CURRENT>                                                           0                       0                      0
<PAYMENTS-PRIOR>                                                             0                       0                      0
<RESERVE-CLOSE>                                                              0                       0                      0
<CUMULATIVE-DEFICIENCY>                                                      0                       0                      0

<FN>
  <F1>  Includes $491,200 of credit-tenant loans.
  <F2>  Includes $545,200 of credit-tenant loans.
  <F3>  Includes $570,100 of credit-tenant loans.
  <F4>  Includes $2,470,100 of cost of policies purchased.
  <F5>  Includes $2,505,300 of cost of policies purchased.
  <F6>  Includes $2,581,800 of cost of policies purchased.
  <F7>  Includes $1,024,400 related to consumer and commercial finance debt.
  <F8>  Includes $1,474,900 related to consumer and commercial finance debt.
  <F9>  Includes $1,845,400 related to consumer and commercial finance debt.
  <F10> Includes   retained   earnings  of  $1,734,300  and  accumulated   other
        comprehensive income of $(156,800).
  <F11> Includes   retained   earnings  of  $1,927,400  and  accumulated   other
        comprehensive income of $(9,700).
  <F12> Includes   retained   earnings  of  $2,158,900  and  accumulated   other
        comprehensive income of $41,400.
  <F13> Includes  gain on loan  securitizations  of $158,100 and fee revenue and
        other income of $53,000.
  <F14> Includes  gain on loan  securitizations  of $348,600 and fee revenue and
        other income of $110,400.
  <F15> Includes  gain on loan  securitizations  of $554,900 and fee revenue and
        other income of $177,300.
  <F16> Includes insurance  policy  benefits  of $455,300  and amounts added  to
        annuity and financial product policyholder account balances of $189,900.
  <F17> Includes insurance policy benefits  of $1,068,500  and amounts added  to
        annuity and financial product policyholder account balances of $379,800.
  <F18> Includes insurance policy benefits  of $1,686,900  and amounts added  to
        annuity and financial product policyholder account balances of $588,600.
  <F19> Includes  amortization  of  cost  of  policies  purchased  of   $60,000,
        amortization of cost of policies  produced of $24,900  and  amortization
        related to investment gains of $11,800.
  <F20> Includes  amortization  of  cost  of  policies  purchased  of  $129,400,
        amortization of cost of policies  produced of $50,300  and  amortization
        related to investment gains of $26,600.
  <F21> Includes  amortization  of  cost  of  policies  purchased  of  $175,900,
        amortization of cost  of policies  produced of $79,100 and  amortization
        related to investment gains of $70,400.


</FN>