CONSENT OF INDEPENDENT ACCOUNTANTS


     We consent to the incorporation by reference in the registration  statement
of Conseco, Inc. on Form S-3 (File No. 333-83465), of our report dated March 30,
1999 on our  audits  of the  consolidated  financial  statements  and  financial
statement  schedules of Conseco,  Inc. and  subsidiaries as of December 31, 1998
and 1997, and for the years ended December 31, 1998, 1997 and 1996,  included in
the Annual Report on Form 10-K, which as to the years 1997 and 1996,  insofar as
such financial statements relate to Green Tree Financial  Corporation,  is based
on the  report  of  KPMG  LLP,  independent  auditors.  We also  consent  to the
reference to our firm under the caption "Experts".



                                                  /s/ PricewaterhouseCoopers LLP
                                                  ------------------------------
                                                  PricewaterhouseCoopers LLP


Indianapolis, Indiana
September 30, 1999