<ARTICLE>                                            9

<CIK>                         0000719264
<NAME>                        FIRST CITIZENS BANCSHARES
<MULTIPLIER>                                   1,000

                                                                                              
<PERIOD-TYPE>                   3-MOS                     3-MOS                   6-MOS                   6-MOS
<FISCAL-YEAR-END>               DEC-31-2000               DEC-31-1999             DEC-31-2000             DEC-31-1999
<PERIOD-END>                    JUN-30-2000               JUN-30-1999             JUN-30-2000             JUN-30-1999
<CASH>                          16,326                    14,637                  16,326                  14,637
<INT-BEARING-DEPOSITS>          0                         0                       0                       0
<FED-FUNDS-SOLD>                0                         0                       0                       0
<TRADING-ASSETS>                0                         0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>     81,190                    83,353                  81,190                  83,353
<INVESTMENTS-CARRYING>          19,103                    21,734                  19,103                  21,734
<INVESTMENTS-MARKET>            0                         0                       0                       0
<LOANS>                         337,565                   322,048                 337,565                 322,048
<ALLOWANCE>                     3,898                     3,822                   3,898                   3,822
<TOTAL-ASSETS>                  486,277                   471,133                 486,277                 471,133
<DEPOSITS>                      365,506                   353,386                 365,506                 353,386
<SHORT-TERM>                    46,435                    39,148                  46,435                  39,148
<LIABILITIES-OTHER>             3,889                     3,996                   3,889                   3,996
<LONG-TERM>                     25,069                    30,978                  25,069                  30,978
<PREFERRED-MANDATORY>           0                         0                       0                       0
<PREFERRED>                     0                         0                       0                       0
<COMMON>                        3,718                     3,705                   3,718                   3,705
<OTHER-SE>                      41,660                    39,937                  41,660                  39,937
<TOTAL-LIABILITIES-AND-EQUITY>  486,277                   471,133                 486,277                 471,133
<INTEREST-LOAN>                 7,819                     7,256                   15,310                  14,340
<INTEREST-INVEST>               1,571                     1,732                   3,127                   3,348
<INTEREST-OTHER>                0                         41                      9                       141
<INTEREST-TOTAL>                9,409                     9,040                   18,477                  17,855
<INTEREST-DEPOSIT>              3,839                     3,328                   7,477                   6,722
<INTEREST-EXPENSE>              4,642                     4,192                   8,951                   8,376
<INTEREST-INCOME-NET>           4,767                     4,848                   9,526                   9,479
<LOAN-LOSSES>                   194                       196                     381                     402
<SECURITIES-GAINS>              0                         64                      0                       95
<EXPENSE-OTHER>                 3,953                     3,774                   7,884                   7,510
<INCOME-PRETAX>                 2,099                     2,322                   4,255                   4,395
<INCOME-PRE-EXTRAORDINARY>      1,368                     1,533                   2,842                   2,890
<EXTRAORDINARY>                 0                         0                       0                       0
<CHANGES>                       0                         0                       0                       0
<NET-INCOME>                    1,368                     1,533                   2,842                   2,890
<EPS-BASIC>                     0.37                      0.42                    0.77                    0.80
<EPS-DILUTED>                   0.37                      0.42                    0.77                    0.80
<YIELD-ACTUAL>                  4.35                      4.54                    4.24                    4.44
<LOANS-NON>                     985                       662                     985                     662
<LOANS-PAST>                    2,015                     255                     2,015                   255
<LOANS-TROUBLED>                0                         0                       0                       0
<LOANS-PROBLEM>                 8,157                     8,985                   8,157                   8,985
<ALLOWANCE-OPEN>                3,718                     3,940                   3,718                   3,154
<CHARGE-OFFS>                   141                       158                     369                     377
<RECOVERIES>                    83                        38                      168                     118
<ALLOWANCE-CLOSE>               3,898                     3,822                   3,898                   3,822
<ALLOWANCE-DOMESTIC>            3,898                     3,822                   3,898                   3,822
<ALLOWANCE-FOREIGN>             0                         0                       0                       0
<ALLOWANCE-UNALLOCATED>         0                         0                       0                       0