<ARTICLE> 5 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-END> MAR-31-1996 <CASH> 326,150 <SECURITIES> 12,691 <RECEIVABLES> 47,527 <ALLOWANCES> 0 <INVENTORY> 0 <CURRENT-ASSETS> 0 <PP&E> 2,040,011 <DEPRECIATION> 179,917 <TOTAL-ASSETS> 2,721,400 <CURRENT-LIABILITIES> 0 <BONDS> 1,793,305 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 3,523 <OTHER-SE> 575,771 <TOTAL-LIABILITY-AND-EQUITY> 2,721,400 <SALES> 75,944 <TOTAL-REVENUES> 90,356 <CGS> 0 <TOTAL-COSTS> 18,956 <OTHER-EXPENSES> 8,554 <LOSS-PROVISION> 0 <INTEREST-EXPENSE> 22,873 <INCOME-PRETAX> 20,958 <INCOME-TAX> 6,497 <INCOME-CONTINUING> 14,461 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 14,461 <EPS-PRIMARY> .27 <EPS-DILUTED> .26