SECURITIES AND EXCHANGE COMMISSION 	Washington, D.C. 20549 	FORM 10-K 	Annual Report Pursuant to Section 13 or 15(d) of 	the Securities Exchange Act of 1934 	For the Fiscal Year Ended December 31, 1995 	Commission File Number 2-84474 	APT HOUSING PARTNERS LIMITED PARTNERSHIP 	A Massachusetts Limited Partnership 	I.R.S. Employer Identification No. 04-2791736 	500 West Cummings Park, Suite 6050, Woburn, Massachusetts 01801 	Registrant's Telephone Number, Including Area Code (617) 935-4200