Exhibit 10.9

                             SYNOVUS FINANCIAL CORP.
                        Personal Use of Company Aircraft


Key Executives are each allowed a maximum number of hours of personal use of
company aircraft each calendar year.

Personal use of company aircraft by Key Executives includes non-business flights
upon which the Key Executive and his or her non-business guests are the only
passengers aboard the aircraft and also includes non-business flights upon which
the Key Executive is not aboard the aircraft but his or her non- business guests
are the only passengers aboard the aircraft.

Personal use of company aircraft is calculated using "block hours", as opposed
to "flight hours", and includes "deadhead legs".

For purposes of calculating the number of hours of personal use of company
aircraft, each block hour of turbo-prop usage shall equal "one hour of personal
usage" and each block hour of jet usage shall equal "two hours of personal
usage". Usage of less than whole hours shall be recorded proportionately.

Personal use of company aircraft by Key Executives and their non-business guests
is tracked and the value reported for tax purposes for the Key Executive using
the Standard Industry Fair Level (SIFL) guidelines.

Needs of the business will always supercede personal use of the aircraft.
Personal use is subject to availability.

            Bereavement and Medical Emergency Use of Company Aircraft

Other company team members may utilize a company aircraft for bereavement or
medical emergency purposes. All trips for this purpose shall be authorized by
Sanders Griffith.

           Use of Company Aircraft by Key Executives and Other Company
              Executives on Previously Scheduled Business Flights

Key Executives and other company executives, and their respective non-business
guests, may occupy otherwise unoccupied seats on previously scheduled business
flights of company aircraft, and, in the case of Key Executives, such occupancy
shall not be counted against the number of hours of personal use of company
aircraft available to them. All trips for this purpose shall be authorized by
Sanders Griffith. The travel of such executive and his or her non-business
guests will be tracked and the value reported for tax purposes to the executive
using the SIFL guidelines.

January 2004



                                  Attachment 1


The following TSYS Executives are designated as eligible for the indicated
number of hours of personal use of company aircraft:


Phil Tomlinson---TSYS CEO---20 hours

Rick Ussery---TSYS COB---20 hours

Troy Woods---TSYS President and COO---20 hours



















January 2004