Independent Auditors' Consent



The Board of Directors
Total System Services, Inc.


We consent to the incorporation by reference in the Registration Statements (No.
2-92497  and No.  33-1736) on Form S-8 and (No.  33-52258)  on Form S-3 of Total
System  Services,  Inc. of our report dated  January 26,  1996,  relating to the
consolidated  balance sheets of Total System Services,  Inc. and subsidiaries as
of  December  31,  1995  and  1994,  and   the  related  statements  of  income,
shareholders'  equity,  and cash  flows for each of the years in the  three-year
period  ended  December  31,  1995,  which  report  appears in the Total  System
Services,  Inc.  1995  Annual  Report to  Shareholders  and is  incorporated  by
reference in the 1995 Annual Report on Form 1O-K of Total System Services,  Inc.


                                        KPMG PEAT MARWICK LLP





Atlanta, Georgia
Match 18, 1996