<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> Dec-31-2000 <PERIOD-END> Jun-30-2000 <CASH> 68,543 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 686,366 <INVESTMENTS-CARRYING> 5,236 <INVESTMENTS-MARKET> 5,280 <LOANS> 1,063,223 <ALLOWANCE> 14,603 <TOTAL-ASSETS> 1,931,222 <DEPOSITS> 1,410,495 <SHORT-TERM> 261,100 <LIABILITIES-OTHER> 20,609 <LONG-TERM> 95,000 <COMMON> 7,641 <PREFERRED-MANDATORY> 29,821 <PREFERRED> 0 <OTHER-SE> 106,556 <TOTAL-LIABILITIES-AND-EQUITY> 1,931,222 <INTEREST-LOAN> 46,312 <INTEREST-INVEST> 23,339 <INTEREST-OTHER> 474 <INTEREST-TOTAL> 70,125 <INTEREST-DEPOSIT> 23,133 <INTEREST-EXPENSE> 34,381 <INTEREST-INCOME-NET> 35,744 <LOAN-LOSSES> 2,916 <SECURITIES-GAINS> (212) <EXPENSE-OTHER> 27,678 <INCOME-PRETAX> 14,579 <INCOME-PRE-EXTRAORDINARY> 14,579 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 10,205 <EPS-BASIC> 1.44 <EPS-DILUTED> 1.42 <YIELD-ACTUAL> 0 <LOANS-NON> 0 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 0 <CHARGE-OFFS> 0 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 0 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0