<ARTICLE> 5 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE JUNE 30, 1999 FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS 6-MOS <FISCAL-YEAR-END> DEC-31-1999 DEC-31-1999 <PERIOD-START> APR-01-1999 JAN-01-1999 <PERIOD-END> JUN-30-1999 JUN-30-1999 <CASH> 1,646 1,646 <SECURITIES> 527 527 <RECEIVABLES> 184 184 <ALLOWANCES> 0 0 <INVENTORY> 0 0 <CURRENT-ASSETS> 5,208 5,208 <PP&E> 5,010 5,010 <DEPRECIATION> 3,429 3,429 <TOTAL-ASSETS> 29,820 29,820 <CURRENT-LIABILITIES> 5,785 5,785 <BONDS> 0 0 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 271 271 <OTHER-SE> 20,168 20,168 <TOTAL-LIABILITY-AND-EQUITY> 29,820 29,820 <SALES> 0 0 <TOTAL-REVENUES> 5,573 9,945 <CGS> 0 0 <TOTAL-COSTS> 3,837 8,107 <OTHER-EXPENSES> 145 320 <LOSS-PROVISION> 1,437 1,479 <INTEREST-EXPENSE> 56 90 <INCOME-PRETAX> 572 941 <INCOME-TAX> 203 329 <INCOME-CONTINUING> 381 649 <DISCONTINUED> 0 63 <EXTRAORDINARY> 0 0 <CHANGES> 0 0 <NET-INCOME> 381 712 <EPS-BASIC> 0.13 0.20 <EPS-DILUTED> 0.13 0.20