<ARTICLE>                     5
<LEGEND>
     THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
     JUNE 30, 1999 FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
     TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                    1,000

                                                      
<PERIOD-TYPE>                        3-MOS                  6-MOS
<FISCAL-YEAR-END>                    DEC-31-1999            DEC-31-1999
<PERIOD-START>                       APR-01-1999            JAN-01-1999
<PERIOD-END>                         JUN-30-1999            JUN-30-1999
<CASH>                               1,646                  1,646
<SECURITIES>                         527                    527
<RECEIVABLES>                        184                    184
<ALLOWANCES>                         0                      0
<INVENTORY>                          0                      0
<CURRENT-ASSETS>                     5,208                  5,208
<PP&E>                               5,010                  5,010
<DEPRECIATION>                       3,429                  3,429
<TOTAL-ASSETS>                       29,820                 29,820
<CURRENT-LIABILITIES>                5,785                  5,785
<BONDS>                              0                      0
<PREFERRED-MANDATORY>                0                      0
<PREFERRED>                          0                      0
<COMMON>                             271                    271
<OTHER-SE>                           20,168                 20,168
<TOTAL-LIABILITY-AND-EQUITY>         29,820                 29,820
<SALES>                              0                      0
<TOTAL-REVENUES>                     5,573                  9,945
<CGS>                                0                      0
<TOTAL-COSTS>                        3,837                  8,107
<OTHER-EXPENSES>                     145                    320
<LOSS-PROVISION>                     1,437                  1,479
<INTEREST-EXPENSE>                   56                     90
<INCOME-PRETAX>                      572                    941
<INCOME-TAX>                         203                    329
<INCOME-CONTINUING>                  381                    649
<DISCONTINUED>                       0                      63
<EXTRAORDINARY>                      0                      0
<CHANGES>                            0                      0
<NET-INCOME>                         381                    712
<EPS-BASIC>                        0.13                   0.20
<EPS-DILUTED>                        0.13                   0.20