<ARTICLE> 9 <CIK> 0000726601 <NAME> CAPITAL CITY BANK GROUP, INC. <MULTIPLIER> 1000 <CURRENCY> U. S. DOLLARS <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> DEC-31-1995 <EXCHANGE-RATE> 1 <CASH> 61613 <INT-BEARING-DEPOSITS> 300 <FED-FUNDS-SOLD> 41150 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 0 <INVESTMENTS-CARRYING> 229230 <INVESTMENTS-MARKET> 230747 <LOANS> 443973 <ALLOWANCE> (6474) <TOTAL-ASSETS> 813659 <DEPOSITS> 699579 <SHORT-TERM> 19767 <LIABILITIES-OTHER> 11173 <LONG-TERM> 1982 <COMMON> 31 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 81127 <TOTAL-LIABILITIES-AND-EQUITY> 813659 <INTEREST-LOAN> 40826 <INTEREST-INVEST> 11410 <INTEREST-OTHER> 2241 <INTEREST-TOTAL> 54477 <INTEREST-DEPOSIT> 19382 <INTEREST-EXPENSE> 20488 <INTEREST-INCOME-NET> 33989 <LOAN-LOSSES> 293 <SECURITIES-GAINS> 8 <EXPENSE-OTHER> 33466 <INCOME-PRETAX> 13400 <INCOME-PRE-EXTRAORDINARY> 13400 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 9522 <EPS-PRIMARY> 3.34 <EPS-DILUTED> 3.34 <YIELD-ACTUAL> 5.22 <LOANS-NON> 2996 <LOANS-PAST> 273 <LOANS-TROUBLED> 1686 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 7551 <CHARGE-OFFS> 1896 <RECOVERIES> 526 <ALLOWANCE-CLOSE> 6474 <ALLOWANCE-DOMESTIC> 6474 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0