<ARTICLE> 9 <CIK> 0000726601 <NAME> CAPITAL CITY BANK GROUP, INC. <CURRENCY> U.S. DOLLAR <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-01-1998 <PERIOD-END> SEP-30-1998 <EXCHANGE-RATE> 1 <CASH> 60,858 <INT-BEARING-DEPOSITS> 6,916 <FED-FUNDS-SOLD> 55,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 0 <INVESTMENTS-CARRYING> 144,829 <INVESTMENTS-MARKET> 146,298 <LOANS> 751,752 <ALLOWANCE> (8,801) <TOTAL-ASSETS> 1,077,270 <DEPOSITS> 899,577 <SHORT-TERM> 39,675 <LIABILITIES-OTHER> 13,811 <LONG-TERM> 14,647 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 88 <OTHER-SE> 109,472 <TOTAL-LIABILITIES-AND-EQUITY> 1,077,270 <INTEREST-LOAN> 50,625 <INTEREST-INVEST> 5,842 <INTEREST-OTHER> 2,309 <INTEREST-TOTAL> 58,776 <INTEREST-DEPOSIT> 20,780 <INTEREST-EXPENSE> 23,108 <INTEREST-INCOME-NET> 35,688 <LOAN-LOSSES> 1,602 <SECURITIES-GAINS> 57 <EXPENSE-OTHER> 34,800 <INCOME-PRETAX> 14,950 <INCOME-PRE-EXTRAORDINARY> 5,134 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 9,816 <EPS-PRIMARY> 1.11 <EPS-DILUTED> 1.11 <YIELD-ACTUAL> 5.10 <LOANS-NON> 5,596 <LOANS-PAST> 853 <LOANS-TROUBLED> 200 <LOANS-PROBLEM> 378 <ALLOWANCE-OPEN> 8,322 <CHARGE-OFFS> 1,822 <RECOVERIES> 699 <ALLOWANCE-CLOSE> 8,801 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0