<ARTICLE> 9 <CIK> 0000726601 <NAME> CAPITAL CITY BANK GROUP, INC. <MULTIPLIER> 1000 <CURRENCY> U.S. DOLLAR <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-START> JAN-01-1998 <PERIOD-END> DEC-31-1998 <EXCHANGE-RATE> 1 <CASH> 65,000 <INT-BEARING-DEPOSITS> 10,151 <FED-FUNDS-SOLD> 53,500 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 0 <INVESTMENTS-CARRYING> 351,986 <INVESTMENTS-MARKET> 352,922 <LOANS> 763,667 <ALLOWANCE> (8,459) <TOTAL-ASSETS> 1,329,405 <DEPOSITS> 1,160,284 <SHORT-TERM> 25,199 <LIABILITIES-OTHER> 15,893 <LONG-TERM> 16,329 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 88 <OTHER-SE> 111,612 <TOTAL-LIABILITIES-AND-EQUITY> 1,329,405 <INTEREST-LOAN> 67,565 <INTEREST-INVEST> 8,345 <INTEREST-OTHER> 3,343 <INTEREST-TOTAL> 79,253 <INTEREST-DEPOSIT> 28,348 <INTEREST-EXPENSE> 31,342 <INTEREST-INCOME-NET> 47,911 <LOAN-LOSSES> 2,160 <SECURITIES-GAINS> 94 <EXPENSE-OTHER> 47,309 <INCOME-PRETAX> 20,193 <INCOME-PRE-EXTRAORDINARY> 13,188 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 13,188 <EPS-PRIMARY> 1.49 <EPS-DILUTED> 1.49 <YIELD-ACTUAL> 5.13 <LOANS-NON> 4,431 <LOANS-PAST> 1,040 <LOANS-TROUBLED> 195 <LOANS-PROBLEM> 325 <ALLOWANCE-OPEN> 8,322 <CHARGE-OFFS> 2,830 <RECOVERIES> 807 <ALLOWANCE-CLOSE> 8,459 <ALLOWANCE-DOMESTIC> 8,459 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0