UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D)OF THE SECURITIES EXCHANGE ACT OF 1934 November 6, 1995 First Financial Bancorp (Exact name of registrant as specified in its charter) Commission File Number : 0-12499 California 94-28222858 (IRS Employer Identification No.) 701 South Ham Lane, Lodi, CA (Address of principal executive offices) 95242 (Zip Code) (209) 367-2000 (Registrant's telephone number, including area code) NA (Former name or if changed since last report.) ITEM 5. OTHER EVENTS Cash Dividend Please refer to Exhibit 99 which contains the First Financial Bancorp press release regarding a cash dividend and earnings for the quarter ended September 30, 1995. ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS EXHIBITS (99) Press release dated November 3, 1995 Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. First Financial Bancorp Date November 6, 1995 /s/ David M. Philipp David M. Philipp Senior Vice-President & CFO Corporate Secretary