Exhibit 24.1

		   POWER OF ATTORNEY

KNOW ALL PERSONS BY THESE PRESENTS, that each person whose
signature appears below constitutes and appoints Henry C. Pao,
his attorney-in-fact, with the power of substitution, for him in
any and all capacities, to sign any amendments to this report on
Form 10-K, and to file the same, with exhibits thereto and other
documents in connection therewith, with the Securities and
Exchange Commission, hereby ratifying and confirming all that
said attorney-in-fact, or his substitute or substitutes, may do
or cause to be done by virtue hereof.

Signature                Title                                   Date

/s/ Henry C. Pao         President, Principal Executive and      June 1, 1998
- ----------------          Financial Officer and Director
(Henry C. Pao)            

/s/ Richard E. Siegel    Executive Vice President and Director   June 1, 1998
- ---------------------
(Richard E. Siegel)     

/s/ Benedict C. K. Choy  Senior Vice President and Director      June 1, 1998
- -----------------------
(Benedict C. K. Choy)



/s/ Yunni Pao            Director                                June 1, 1998
- -------------
(Yunni Pao)

/s/ Frank C. Pao         Director                                June 1, 1998
- ----------------
(Frank C. Pao)