ARTHUR ANDERSEN LLP

        CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS

As  independent   certified  public  accountants,   we  hereby  consent  to  the
incorporation  of our  report  incorporated  by  reference  in this Form 10-K of
Seacoast  Banking  Corporation of Florida,  into the Company's  previously filed
registration  statements on Form S-8 (File Nos.  33-61925,  33-46504,  33-25627,
33-22846, 333-91859 and 333-70399).

ARTHUR ANDERSEN LLP


Miami, Florida,
  March 29, 2000.