WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

  

<ARTICLE> 9
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               MAR-31-1996
<CASH>                                         [BLANK]
<INT-BEARING-DEPOSITS>                         [BLANK]
<FED-FUNDS-SOLD>                               [BLANK]
<TRADING-ASSETS>                               [BLANK]
<INVESTMENTS-HELD-FOR-SALE>                    [BLANK]
<INVESTMENTS-CARRYING>                         [BLANK]
<INVESTMENTS-MARKET>                           [BLANK]
<LOANS>                                        [BLANK]
<ALLOWANCE>                                    [BLANK]
<TOTAL-ASSETS>                                 [BLANK]
<DEPOSITS>                                     [BLANK]
<SHORT-TERM>                                   [BLANK]
<LIABILITIES-OTHER>                            [BLANK]
<LONG-TERM>                                    [BLANK]
<PREFERRED-MANDATORY>                          [BLANK]
<PREFERRED>                                    [BLANK]
<COMMON>                                       [BLANK]
<OTHER-SE>                                     [BLANK]
<TOTAL-LIABILITIES-AND-EQUITY>                 [BLANK]
<INTEREST-LOAN>                                [BLANK]
<INTEREST-INVEST>                              [BLANK]
<INTEREST-OTHER>                               [BLANK]
<INTEREST-TOTAL>                               [BLANK]
<INTEREST-DEPOSIT>                             [BLANK]
<INTEREST-EXPENSE>                             [BLANK]
<INTEREST-INCOME-NET>                          [BLANK]
<LOAN-LOSSES>                                  [BLANK]
<SECURITIES-GAINS>                             [BLANK]
<EXPENSE-OTHER>                                [BLANK]
<INCOME-PRETAX>                                [BLANK]
<INCOME-PRE-EXTRAORDINARY>                     [BLANK]
<EXTRAORDINARY>                                [BLANK]
<CHANGES>                                      [BLANK]
<NET-INCOME>                                   [BLANK]
<EPS-PRIMARY>                                  [BLANK]
<EPS-DILUTED>                                  [BLANK]
<YIELD-ACTUAL>                                 [BLANK]
<LOANS-NON>                                    [BLANK]
<LOANS-PAST>                                   [BLANK]
<LOANS-TROUBLED>                               [BLANK]
<LOANS-PROBLEM>                                [BLANK]
<ALLOWANCE-OPEN>                               [BLANK]
<CHARGE-OFFS>                                  [BLANK]
<RECOVERIES>                                   [BLANK]
<ALLOWANCE-CLOSE>                              [BLANK]
<ALLOWANCE-DOMESTIC>                           [BLANK]
<ALLOWANCE-FOREIGN>                            [BLANK]
<ALLOWANCE-UNALLOCATED>                        [BLANK]