<ARTICLE> 9 <CIK> 0000737210 <NAME> LNB BANCORP, INC. <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-2000 <PERIOD-START> JAN-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 27,897 <INT-BEARING-DEPOSITS> 3,077 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 79,193 <INVESTMENTS-CARRYING> 47,627 <INVESTMENTS-MARKET> 45,112 <LOANS> 449,977 <ALLOWANCE> 5,184 <TOTAL-ASSETS> 625,987 <DEPOSITS> 500,320 <SHORT-TERM> 33,540 <LIABILITIES-OTHER> 5,138 <LONG-TERM> 32,345 <COMMON> 4,312 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 50,332 <TOTAL-LIABILITIES-AND-EQUITY> 625,987 <INTEREST-LOAN> 28,751 <INTEREST-INVEST> 5,530 <INTEREST-OTHER> 171 <INTEREST-TOTAL> 34,452 <INTEREST-DEPOSIT> 11,629 <INTEREST-EXPENSE> 13,971 <INTEREST-INCOME-NET> 20,481 <LOAN-LOSSES> 1,250 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 15,877 <INCOME-PRETAX> 9,253 <INCOME-PRE-EXTRAORDINARY> 9,253 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 6,261 <EPS-BASIC> 1.49 <EPS-DILUTED> 1.49 <YIELD-ACTUAL> 4.83 <LOANS-NON> 1,702 <LOANS-PAST> 197 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 4,241 <ALLOWANCE-OPEN> 4,667 <CHARGE-OFFS> 895 <RECOVERIES> 162 <ALLOWANCE-CLOSE> 5,184 <ALLOWANCE-DOMESTIC> 4,066 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 1,118