SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K/A Amendment No. 1 CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): October 21, 2003 LNB Bancorp, Inc. (Exact name of the registrant as specified on its charter) Ohio (State or other jurisdiction of incorporation) 000-13203 34-1406303 (Commission File Number) (I.R.S. Employer Identification No.) 457 Broadway, Lorain, Ohio 44052 - 1769 (Address of principal executive offices) (Zip Code) (440) 244 - 6000 Registrant's telephone number, including area code Not Applicable (Former name, former address and former fiscal year, if changed since last report) 1 ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS (C) Exhibits The following exhibits are filed herewith: EXHIBIT NO. DESCRIPTION OF EXHIBIT 99 Press Release dated October 21, 2003 of LNB Bancorp, Inc., regarding financial results for the three and nine month periods ended September 30, 2003. ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION On October 21, 2003, LNB Bancorp, Inc. (the "Company") issued a press release reporting its financial results and earnings for the three and nine month periods ending September 30, 2003. A corrected copy of the Company's press release is attached hereto as Exhibit No. 99 and is incorporated by reference. The only corrections made to the press release involve certain income and expense amounts reported under the "Financial Highlights" table for the three months ended September 30, 2003. It is the opinion of Management that these corrections are not material. The corrected table appears at the end of the press release. No corrections to the textual portion of the press release have been made. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. LNB BANCORP, INC. Date: October 24, 2003 By:/s/Gregory D. Friedman ----------------------------- Gregory D. Friedman, CPA Executive Vice President, Chief Financial Officer and Corporate Secretary 2 EXHIBIT INDEX 99 Press Release dated October 21, 2003 of LNB Bancorp, Inc. regarding financial results for the three and nine month periods ended September 30, 2003.