<ARTICLE> 9 <CIK> 0000737210 <NAME> LNB BANCORP, INC. <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-START> JAN-01-1997 <PERIOD-END> JUN-30-1997 <CASH> 24,240 <INT-BEARING-DEPOSITS> 325,245 <FED-FUNDS-SOLD> 235 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 14,346 <INVESTMENTS-CARRYING> 94,229 <INVESTMENTS-MARKET> 94,561 <LOANS> 311,568 <ALLOWANCE> 4,238 <TOTAL-ASSETS> 456,989 <DEPOSITS> 384,483 <SHORT-TERM> 25,661 <LIABILITIES-OTHER> 3,255 <LONG-TERM> 0 <COMMON> 4,222 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 39,368 <TOTAL-LIABILITIES-AND-EQUITY> 456,989 <INTEREST-LOAN> 13,585 <INTEREST-INVEST> 3,231 <INTEREST-OTHER> 34 <INTEREST-TOTAL> 16,850 <INTEREST-DEPOSIT> 5,568 <INTEREST-EXPENSE> 6,156 <INTEREST-INCOME-NET> 10,694 <LOAN-LOSSES> 0 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 8,390 <INCOME-PRETAX> 4,746 <INCOME-PRE-EXTRAORDINARY> 4,746 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,120 <EPS-PRIMARY> .74 <EPS-DILUTED> .74 <YIELD-ACTUAL> 5.19 <LOANS-NON> 376 <LOANS-PAST> 293 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 1,624 <ALLOWANCE-OPEN> 4,116 <CHARGE-OFFS> 226 <RECOVERIES> 98 <ALLOWANCE-CLOSE> 4,238 <ALLOWANCE-DOMESTIC> 3,102 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 1,136