WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

  

        <NAME> LNB BANCORP, INC.
        <MULTIPLIER> 1,000
               
                                     
        <PERIOD-TYPE>                   6-MOS
        <FISCAL-YEAR-END>                          DEC-31-1998
        <PERIOD-START>                             JAN-01-1998
        <PERIOD-END>                               JUN-30-1998 
        <CASH>                                          25,298
        <INT-BEARING-DEPOSITS>                             275
        <FED-FUNDS-SOLD>                                 2,000
        <TRADING-ASSETS>                                     0
        <INVESTMENTS-HELD-FOR-SALE>                     37,505
        <INVESTMENTS-CARRYING>                          81,021
        <INVESTMENTS-MARKET>                            81,873
        <LOANS>                                        343,738
        <ALLOWANCE>                                      4,525
        <TOTAL-ASSETS>                                 508,394
        <DEPOSITS>                                     432,622
        <SHORT-TERM>                                    25,249
        <LIABILITIES-OTHER>                              3,785
        <LONG-TERM>                                          0
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        <INTEREST-INVEST>                                3,612
        <INTEREST-OTHER>                                    94
        <INTEREST-TOTAL>                                18,503
        <INTEREST-DEPOSIT>                               6,233
        <INTEREST-EXPENSE>                               6,850
        <INTEREST-INCOME-NET>                           11,653
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        <INCOME-PRE-EXTRAORDINARY>                       5,190
        <EXTRAORDINARY>                                      0
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        <NET-INCOME>                                     3,432
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        <YIELD-ACTUAL>                                    5.00
        <LOANS-NON>                                      1,344
        <LOANS-PAST>                                       421
        <LOANS-TROUBLED>                                     0
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        <ALLOWANCE-DOMESTIC>                             3,545
        <ALLOWANCE-FOREIGN>                                  0
        <ALLOWANCE-UNALLOCATED>                            980