<ARTICLE>                                            9
<LEGEND>
         THIS SCHEDULE CONTAINS FINANCIAL SUMMARY INFORMATION EXTRACTED FROM THE
         CONSOLIDATED FINANCIAL STATEMENTS AND NOTES THERETO OF WASHINGTON TRUST
         BANCORP, INC. AS OF MARCH 31, 2000 AND IS QUALIFIED IN ITS  ENTIRETY BY
         REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                   1,000

                                            
<PERIOD-TYPE>                                  3-MOS
<FISCAL-YEAR-END>                              DEC-31-2000
<PERIOD-END>                                   MAR-31-2000
<CASH>                                            17,208
<INT-BEARING-DEPOSITS>                                 0
<FED-FUNDS-SOLD>                                  15,900
<TRADING-ASSETS>                                       0
<INVESTMENTS-HELD-FOR-SALE>                      368,519
<INVESTMENTS-CARRYING>                           121,096
<INVESTMENTS-MARKET>                             117,019
<LOANS>                                          555,017
<ALLOWANCE>                                       12,540
<TOTAL-ASSETS>                                 1,142,655
<DEPOSITS>                                       677,910
<SHORT-TERM>                                       1,642
<LIABILITIES-OTHER>                              384,676
<LONG-TERM>                                            0
<PREFERRED-MANDATORY>                                  0
<PREFERRED>                                            0
<COMMON>                                             684
<OTHER-SE>                                        77,743
<TOTAL-LIABILITIES-AND-EQUITY>                 1,142,655
<INTEREST-LOAN>                                   11,649
<INTEREST-INVEST>                                  8,079
<INTEREST-OTHER>                                     158
<INTEREST-TOTAL>                                  19,886
<INTEREST-DEPOSIT>                                 5,445
<INTEREST-EXPENSE>                                10,720
<INTEREST-INCOME-NET>                              9,166
<LOAN-LOSSES>                                        350
<SECURITIES-GAINS>                                   384
<EXPENSE-OTHER>                                    8,532
<INCOME-PRETAX>                                    4,161
<INCOME-PRE-EXTRAORDINARY>                         4,161
<EXTRAORDINARY>                                        0
<CHANGES>                                              0
<NET-INCOME>                                       2,923
<EPS-BASIC>                                          .27
<EPS-DILUTED>                                        .26
<YIELD-ACTUAL>                                      3.61
<LOANS-NON>                                        3,717
<LOANS-PAST>                                         179
<LOANS-TROUBLED>                                       0
<LOANS-PROBLEM>                                        0
<ALLOWANCE-OPEN>                                  12,349
<CHARGE-OFFS>                                        237
<RECOVERIES>                                          78
<ALLOWANCE-CLOSE>                                 12,540
<ALLOWANCE-DOMESTIC>                              12,540
<ALLOWANCE-FOREIGN>                                    0
<ALLOWANCE-UNALLOCATED>                                0