Exhibit 10.k

                             JULY 2000 AMENDMENT TO
                          THE WASHINGTON TRUST COMPANY
              SUPPLEMENTAL PENSION BENEFIT AND PROFIT SHARING PLAN


A.  WHEREAS,   The  Washington  Trust  Company  (the  "Company")  maintains  The
Washington  Trust  Company  Supplemental  Pension and Profit  Sharing  Plan (the
"Plan") for the benefit of its eligible employees; and

WHEREAS, the Company desires to amend the Plan; and

WHEREAS,  the Company has  reserved the right to amend the Plan by action of its
Board of Directors; and

WHEREAS,  the Board of Directors  of the Company has  authorized  the  following
amendment to the Plan;

NOW, THEREFORE, the Company hereby amends the Plan as follows:

1.  Article V is hereby  amended by adding a new Section 5.05 at the end thereof
as follows:

     "5.05 TRANSFER OF LIABILITY

     Notwithstanding  anything  herein to the contrary,  effective  July 1, 2000
     (the  "Transfer  Date")  any  amount  credited  under  Section  5.01  to  a
     Supplemental  Contribution  Account  established for a Participant shall be
     transferred  to  The  Washington   Trust  Company   Nonqualified   Deferred
     Compensation  Plan. On and after the Transfer  Date, the provisions of this
     Article V shall cease to apply."


B. Except at otherwise  provided above,  the effective date of this Amendment is
July 1, 2000.

C. Except as amended above,  the Plan remains in full force and effect and is in
all other respects ratified and confirmed.

IN WITNESS  WHEREOF,  the Company has caused this  Amendment to be executed this
8th day of September, 2000.

                                   THE WASHINGTON TRUST COMPANY

                                   By:      John C. Warren

                                   Title:   Chairman and Chief Executive Officer