EXHIBIT 15

                         Washington Trust Bancorp, Inc.
            Letter regarding unaudited interim financial information


To the Board of Directors and Shareholders of
Washington Trust Bancorp, Inc.:

             Re: Registration Statements on Form S-8
                 File No. 333-72277, 333-48315, 333-13167, and 33-23048

                 Registration Statements on Form S-3.
                 File No. 333-13821, 33-28065, and 333-42502


With  respect  to  the  subject  Registration  Statements,  we  acknowledge  our
awareness  of the use therein of our report  dated May 14,  2003  related to our
review of interim financial information.

Pursuant  to  Rule  436(c)  under  the  Securities  Act,  such  reports  are not
considered  a part of a  Registration  Statement  prepared  or  certified  by an
accountant or a report prepared or certified by an accountant within the meaning
of Section(s) 7 and 11 of the Act.



KPMG LLP



Providence, Rhode Island
May 14, 2003