EXHIBIT 15

                         Washington Trust Bancorp, Inc.
            Letter regarding unaudited interim financial information


To the Board of Directors and Shareholders of
Washington Trust Bancorp, Inc.:

          Re: Registration Statements on Form S-8
              File No. 333-107141, 333-72277, 333-48315, 333-13167, and 33-23048

              Registration Statements on Form S-3
              File No. 333-13821, 33-28065, and 333-42502


With  respect  to  the  subject  Registration  Statements,  we  acknowledge  our
awareness  of the use  therein  of our report  dated May 7, 2004  related to our
review of interim financial information.

Pursuant to Rule 436(c) under the Securities Act of 1933 (the "Act"), such
report  is not  considered  a  part  of a  registration  statement  prepared  or
certified by an  accountant  or a report  prepared or certified by an accountant
within the meaning of Sections 7 and 11 of the Act.



KPMG LLP



Providence, Rhode Island
May 7, 2004